Agent Partner Program

Bring one group. Build recurring income.

Refer employers into our self-insured medical reimbursement program (SIMERP), earn a per-employee-per-month commission for as long as the business stays on the books — and if you bring other agents into the program, you set their rate and keep the difference.

Calculate My Potential Income How the Program Works

Your Partner Dashboard — Illustrative Preview

$XX,XXX

Annual Direct Commission

$X,XXX

Annual Override Income

Group referral — newNew

Agent referral — onboardingActive

Group renewal — enrolledPaid

Residual PEPM

Paid monthly while the group stays enrolled

Your Rate, Your Downline

You set what you pay agents under you

No GHL Login Needed

Your own branded partner dashboard

Income Estimator

Model your own numbers

Plug in a real group size and your actual contracted rate — every number below is an editable example, not a fixed figure.

Step 1 — A group you refer directly

Example: a 50-employee company

Employees at the group

Your contracted rate (PEPM)

Per employee, per month — use your real contracted rate, not this example.

Step 2 — Agents you refer into the program

Optional. You set the rate you pay agents under you — you keep the spread between your rate and theirs.

Number of agents you refer

Average group size each brings

Rate you set for them (PEPM)

Higher-tier agents with their own book of business typically warrant a higher rate than agents who need heavy support.

Direct commission (your group, annual)$0

Override income (referred agents, annual)$0

Total potential annual income$0

This is an illustrative example based on the numbers you entered — not an income guarantee or a promise of any particular result. Actual commission rates, tiering, and eligibility are set by your written agent agreement. Income depends on how many groups you actually close, how long each stays enrolled, and how many agents you successfully refer — all of which vary.

How placement in a rate tier typically works

Agents with an existing book of business and direct relationships with business owners are generally placed at higher PEPM rates.
Agents who are still building a book, or who need more hands-on support to close and manage groups, are typically placed at a lower rate until they've demonstrated results.
You control where each referred agent sits in your structure — this tool doesn't set that for you.

What SIMERP employer savings actually depend on

Employer-side savings on FICA and workers' comp from a properly administered self-insured medical reimbursement program vary by payroll, claims, and plan design — industry examples commonly cite roughly $500–$900 per employee per year, but that is a third-party industry figure, not a number we can confirm for any specific employer. A 50-employee group, purely as an example at that midpoint, would be in the neighborhood of $25,000–$45,000/year in aggregate — always confirm actual figures with your SIMERP plan administrator before presenting them to an employer. A plan must be genuinely employer-funded with real, substantiated medical expenses to hold up under IRS scrutiny — see IRC Sections 105(b), 125, and 213(d).

How it works

Four steps to recurring commission

Refer a group

Any size employer you already have a relationship with.

We help close & administer

Our team supports plan setup and ongoing compliance.

Earn PEPM, month after month

Paid as long as the group stays enrolled — a real residual.

Refer other agents

Set their rate, keep the spread, on your own terms.

Why agents partner with us

Built for brokers who already sell

Real residual income

Commission is tied to the group staying on the books, not a one-time payout.

Your own branded dashboard

Track leads and commissions in your own partner portal — no backend CRM login required.

Build your own network

Refer other agents in at whatever rate makes sense for the relationship — you control the structure.

Ready to start

Become an agent partner

Tell us about your book of business and we'll follow up with your contracted rate and next steps.

✓ No cost to apply
✓ Your rate is set in a written agreement, not guessed
✓ Refer your first group or your first agent — either works

Apply to the partner program

A real person on our team will reach out, usually within one business day.